At Creger + Collective Financial, we take the stress out of financial management so you can focus on what you do best: growing your business.
From financial chaos to fiscal clarity
The Strategic Support You Need to Scale With Confidence and Purpose
By the Time We’re Done, You Won’t Just Have Organized Books—
Good financial management isn’t just about organizing numbers—it’s about understanding them. When your financials are clear, you can make smarter decisions, improve cash flow, and set your business up for long-term success.
At Creger + Collective Financial, we don’t just keep your books in order—we help you use them to grow.
You’ll Have Financial Clarity and a Scalable System for Long-Term Success
From Start-Up to CFO:
Financial Services That Grow With You
ONE-TIME Support
Financial Strategy & Operations Intensive
Most businesses don't have a revenue problem - they have a profitability and efficiency problem. Hidden inefficiencies, underpriced services, and lack of finanical structure quietly erode margins and limit growth.
This work is designed to uncover those gaps at the root - then fix them with a clear, actionable strategy.
We don't just help you identify issues - we help you restructure your business to run leaner, operate smarter, and scale more profitably.
Perfect for
Strategic Audit (4-6 Weeks) - A comprehensive financial and operational deep dive designed to identify inefficiencies, improve profitability, and build a clear, actionable roadmap for growth.
Ongoing Advisory - Contintued strategic support, implementation guidance, and ongoing optimization.
VIP Strategy Day - A focused, high-impact session designed to give you immediate clarity, direction, and a plan to move forward.
Custom engagements based on business size and complexity. Designed for businesses ready to scale with intention. High-touch, strategic partnership.
Engagement structure
Business owners who are generating consistent revenue, feel increasing complexity in their financial operations, and are making decisions without clear financial visibility.
Starting Investment
Starting at $4,500+
Profit Leak Audit - Identify where capital is being lost across your business.
Cost Structure Optimization - Analyze COGS, labor efficiency, subscriptions, and vendor relationships to reduce waste and increase profitability - without relying on additional revenue.
Revenue & Pricing Strategy - Address underpricing, refine your offers, and identify higher-margin opportunities that support sustainable, scalable growth.
Operational Efficiency & Systems - Streamline workflows, develop operational structure, and improve team alignment to support a more efficient and scalable business.
Growth & Scale Strategy - Build a clear path forward with hiring roadmaps, capacity planning, cash runway analysis, and expansion analysis.
Strategic focus areas
one-time support
Business Startup
Guidance and support to help you jumpstart your entrepreneurial dream. We'll handle all the nitty-gritty setup details so you can focus on other things.
Perfect for
New business owners just starting out who want guided support to do things right the first time
Starting Investment
$550 and up (one-time fee)
Includes:
EIN Application
State Business Registration
Domain Registration
Business Email Setup
GET License (State of Hawaii)
Personalized Support From a Fellow Entrepreneur
Monthly Support
Bookkeeping Foundations
Accurate monthly financial services with financial clarity you can count on. Our ongoing support keeps your finances in order and delivers the reports and insights you need to make confident, growth-minded decisions.
Perfect for
Businesses generating +$150K in annual revenue that need reliable monthly books and reporting
monthly investment
$650 and up
*All engagements begin with a financial review; a one-time clean-up may be required to ensure accuracy and clarity.
Includes:
Monthly account reconciliation
Categorization of income and expenses
Detailed monthly financial reports
G49 and G45 (State of Hawaii)
Quarterly Tax Prep
Email support & quarterly check-in
Optional Add-Ons
Payroll Management , 1099 Processing, Business Plans & Forecasting
Monthly Support
Foundation Package
Layered financial oversight with strategic insights to support growing operations. Our added capabilities help you manage financial complexity while growing with intention and purpose.
Perfect for
For businesses earning $500K-$1M annually
Establish financial clarity and begin shifting from reactive to proactive decision-making.
monthly investment
Starting at $2,500/month
*All engagements begin with a financial review; a one-time clean-up may be required to ensure accuracy and clarity.
Includes:
Everything in Bookkeeping Foundations
Payroll review & liaison
Monthly budget vs. actual reporting
Custom chart of accounts setup
Owner’s compensation & S-Corp planning support
Direct communication with your tax professional
Cash flow visibility and management
KPI identification and tracking
Quarterly strategic check-ins
Monthly Support
Growth Package
Fractional CFO support to help you lead with clarity, plan for scale, and prepare for what’s next. We pair executive-level expertise with a flexible support model to deliver exceptional financial guidance and strategic insights.
Perfect for
For businesses earning $1M-$3M annually.
Improve profitabilty, strengthen operations, and make more confident financial decisions as you scale.
monthly investment
Starting at $4,500/month
*All engagements begin with a financial review; a one-time clean-up may be required to ensure accuracy and clarity.
Includes:
Everything in Foundation package, plus:
Strategic planning & forecasting
Cash flow modeling
Advanced forecasting and scenario planning
Margin and cost structure analysis
Pricing and profitability optimization
Ongoing strategic advisory and decision support
Optional Add-Ons
Board reporting, investor relations preparation, fundraising strategy
Monthly support
Partner
A fully integrated financial partner embedded within your business to lead financial operations, support decision-making, and bring structure to growth.
This level of support is designed for businesses navigating complexity—whether that’s expansion, multiple revenue streams, team growth, or increased operational demands.
We step in to take ownership of financial operations, providing both day-to-day oversight and high-level strategic direction so you can focus on leading the business.
Monthly investment
Starting at $6,500/month
*All engagements begin with a financial review; a one-time clean-up may be required to ensure accuracy and clarity.
Includes:
Full oversight of financial operations (A/P, A/R, payroll, reporting)
Cash flow management, forecasting, and runway planning
Profitability analysis across services, programs, or divisions
Strategic financial guidance for growth, expansion, and hiring
Support with debt management, financing, and capital planning
Ongoing collaboration with ownership and leadership team
Coordination with CPA, lenders, and external advisors
Financial structure for new ventures or business lines
learning course
Financial Fundamentals:
DIY Bookkeeping for Small Business Owners
Approachable expertise and actionable insights to help you manage your books like a pro. Not every small business is ready for ongoing support. But every business needs (and deserves) financial clarity to thrive.
Financial Fundamentals: DIY Bookkeeping for Small Business Owners is a step-by-step guide that will teach you how to take control of your business's finances—so you can move forward with clarity and purpose.
Perfect for
Business owners ready to take control of their finances but not ready to take on a monthly service contract
Investment
$1,500 (one-time fee)
Includes:
Access to the Financial Fundamentals digital course by Creger + Collective Financial—a step-by-step guide to DIY bookkeeping
Two personalized coaching sessions (in-person or online) with Angelina Creger, founder of Creger + Collective
30 days of email and Voxer support for questions and troubleshooting
Are You Ready to Take Control of Your Finances?
✓ Stop stressing over spreadsheets and start focusing on what you do best.
✓ Let go of financial uncertainty and gain clarity with organized, accurate books.
✓ Spend less time worrying about payroll and more time growing your business.
✓ Say goodbye to guesswork and hello to smart, strategic financial decisions.
✓ Feel confident knowing your business finances are handled by a trusted partner.
it's time to finally
With your finances in order, you can make confident decisions and run your business stress-free.
Focus on Growth
Together, we’ll create a customized financial strategy and support plan that fits your business goals.
Make a Plan
We’ll chat all things business, your financial needs, and how we can best support your vision.
"When I first reached out to Creger + Collective Financial, our books were a mess, and we were at serious risk of non-compliance. Angelina stepped in and transformed everything."
She cleaned up years of backlogged bookkeeping, handled critical IRS and state filings, and helped separate financials between my companies for greater clarity. She’s been instrumental in plugging legal and financial holes and has easily saved me more money than I’ve spent on her services. I couldn’t recommend her more.
Ryan Williams
Founder & PResident
Honolulu Helicopter Tours & Chopper Doctor